I have had private auto policies for my regular auto titled Freightliner Sprinter with Safeco and Geico no problem. Recently I backed into a minivan and my rate went up, so I went shopping and found I can get better rates elsewhere.
The best rate was by MetroMile-- but I was denied a policy because "Freightliner is a commercial brand." I said this van is the same as the MB and Dodge vans-- if I had an MB van, would you issue me a policy? They said yes. They were happy to issue me a policy for my Sienna minivan in the meantime.
I called the California Insurance Commissioner and they recommended I file a complaint as with only 1 point on my record I qualify as a good driver and can't be denied a policy-- if the vehicle is under any weight limit they might have AND titled as a private passenger auto.
Trying to dig up anything relevant from the various California codes.
Anyone ever heard of such a thing? Sounds totally bogus to me. I get the feeling they just dont have Freightliner listed in their system and the agent didn't want the hassle.
I'm a little iffy about plugging Metromiles dongle into my OBDII port but will test it out on the Sienna and my wifey's Honda first It looks like we'd save quite a bit of money...
The best rate was by MetroMile-- but I was denied a policy because "Freightliner is a commercial brand." I said this van is the same as the MB and Dodge vans-- if I had an MB van, would you issue me a policy? They said yes. They were happy to issue me a policy for my Sienna minivan in the meantime.
I called the California Insurance Commissioner and they recommended I file a complaint as with only 1 point on my record I qualify as a good driver and can't be denied a policy-- if the vehicle is under any weight limit they might have AND titled as a private passenger auto.
Trying to dig up anything relevant from the various California codes.
Anyone ever heard of such a thing? Sounds totally bogus to me. I get the feeling they just dont have Freightliner listed in their system and the agent didn't want the hassle.
I'm a little iffy about plugging Metromiles dongle into my OBDII port but will test it out on the Sienna and my wifey's Honda first It looks like we'd save quite a bit of money...